Credit Counselors in Oklahoma
May 2025 wages · tax year 2026
You keep
$38,292
after federal, FICA and Oklahoma tax
Tax takes
$8,658
18.4% of the whole
Worth, in national money
$43,373
Oklahoma costs less than average
On that salary you would be around the 25th percentile for this work in Oklahoma — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$46,950
Kept after tax
$38,292
Worth in national money
$43,373
State rank
38
of 46 states
What this pays, and what it is worth
- The nominal figure here is modest. Oklahoma pays credit counselors a middle wage of $46,950, 38 of 46 states and about 10.11% below the national middle. Hold that thought until the adjusted numbers.
- Middle of the local pack. Of 492 occupations Oklahoma reports figures for, this is number 296.
- Oklahoma is cheaper than average, and that shows up here. From $46,950 the take-home is $38,292; adjusted for what things actually cost, it goes as far as $43,373 would nationally. The average comes to $49,690, above the middle, thanks to the top of the range.
- Oklahoma's $46,950 median for credit counselors places it 38 of 46 states, about 10.11% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- In Oklahoma's occupational distribution, credit counselors sits at 296 of 492 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Post-tax income for credit counselors in Oklahoma, on $46,950, is $38,292 — equivalent to $43,373 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $49,690 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $38,120 |
|---|---|
| Half earn under | $46,950 |
| Top tenth earn over | $67,750 |
| This salary | $46,950 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Oklahoma | $38,292 |
|---|---|
| Take-home in Texas | $39,904 |
| Once local prices are leveledBEA price parity | −$2,308 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $44,943 |
|---|---|
| Raise you would need | +$2,792 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Oklahoma earn less than $46,950. The published range is $38,120 up to $67,750, so an individual figure can sit a long way from the middle in either direction.
- In Oklahoma the take-home figure of $38,292, from $46,950, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 296 of 492 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $43,373 uses one figure for the whole of Oklahoma. A city and a rural county there can differ by more than two states do. Out of 492 occupations the state publishes, this one sits at 296.
- Reported values are medians; for credit counselors in Oklahoma the tenth-to-ninetieth percentile band is $38,120 to $67,750. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Oklahoma is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $38,292 from $46,950. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 296 of 492 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $43,373, worked from $46,950, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Oklahoma address, on work sitting at 296 of 492 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $49,690, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $38,120 at the tenth percentile, $67,750 at the ninetieth.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Oklahoma sit below the national level, so take-home here stretches like $43,373 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Oklahoma's own levy, $38,292 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 46 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Oklahoma is $49,690. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($38,120 to $67,750) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Oklahoma rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Oklahoma's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $43,373 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $38,292 reflects federal income tax, OASDI, Medicare and Oklahoma income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.