Credit Counselors in Utah
May 2025 wages · tax year 2026
You keep
$41,139
after federal, FICA and Utah tax
Tax takes
$10,191
19.9% of the whole
Worth, in national money
$43,304
Utah costs less than average
On that salary you would be around the 25th percentile for this work in Utah — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$51,330
Kept after tax
$41,139
Worth in national money
$43,304
State rank
27
of 46 states
What this pays, and what it is worth
- Middling, nationally. Utah pays credit counselors around $51,330 at the midpoint, 27 of 46 states. The interesting numbers on this page are the two below it.
- Ordinary, locally speaking. Credit counselors ranks 291 among 487 occupations Utah publishes pay for.
- Utah is cheaper than average, and that shows up here. From $51,330 the take-home is $41,139; adjusted for what things actually cost, it goes as far as $43,304 would nationally. The average comes to $69,870, above the middle, thanks to the top of the range.
- For credit counselors the Utah median is $51,330, ranking 27 of 46 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Position 291 of 487 in Utah places credit counselors in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Post-tax income for credit counselors in Utah, on $51,330, is $41,139 — equivalent to $43,304 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $69,870 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $40,850 |
|---|---|
| Half earn under | $51,330 |
| Top tenth earn over | $133,970 |
| This salary | $51,330 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Utah | $41,139 |
|---|---|
| Take-home in Texas | $43,424 |
| Once local prices are leveledBEA price parity | +$1,382 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $48,487 |
|---|---|
| You could take a cut of | −$1,672 |
| Prices in Texas | 97 vs 95 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $51,330 as a midpoint for Utah, not a promise. The tenth percentile is $40,850 and the ninetieth is $133,970 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Utah's $41,139, worked from $51,330. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 291 of 487.
- Two cautions on $43,304, the adjusted value of that $51,330 median. It levels out prices with a single number for all of Utah. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 291 of 487 locally.
- The Utah median of $51,330 describes the midpoint of a distribution spanning $40,850 to $133,970. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Utah take-home of $41,139, on $51,330 for work ranking 291 of 487 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 291 of 487 in the state.
- This $43,304 adjusted figure, worked from $51,330, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 291 of 487 in the state. The occupation ranks 291 of 487 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $69,870, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $40,850 and the top tenth $133,970 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $43,304.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Utah then takes its own share, leaving $41,139.
Why is this job missing from some states?
A blank is a suppression, not a zero. 46 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Utah is $69,870. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($40,850) and the ninetieth ($133,970) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Utah's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $43,304 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $41,139 reflects federal income tax, OASDI, Medicare and Utah income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.