Reynoldsburg to New Albany
Ohio municipal income tax, Chapter 718 framework · credit set by Reynoldsburg ordinance · tax year 2026
Work city takes
2%
New Albany, on income earned there
Home city charges
2.5%
Reynoldsburg, residents
Credit back
$1,200
a share of the work tax
Cost of the commute
$0
a year, above working at home
What it costs you
no extra local taxReynoldsburg credits only part of what New Albany takes, so the remainder is taxed twice. Solid is what you pay; the faded part of the Reynoldsburg bar is the credit it hands back. Municipal income tax only — state, federal and payroll tax apply on top, and an Ohio school district income tax may too.
What this commute actually costs
- You can stop worrying about this one. Reynoldsburg credits everything New Albany withholds, right up to its own rate of about 2.5%. Crossing the line to work adds nothing. Local income tax comes to $1,500 for the year, exactly as it would if the job were on your own street.
- This is closer than it looks. Reynoldsburg covers what New Albany takes, but only up to a limit, and New Albany is $300 a year short of it. Raise the work rate past that and the commute stops being free.
- New Albany draws workers from 4 places in this data, and Reynoldsburg is 3 of them by size, with about 676 people. It is a short list. Smaller routes into the city exist below the counting threshold.
- This pairing is neutral to the worker. New Albany withholds about 2% on income earned there, and Reynoldsburg, which levies about 2.5% on residents, credits that payment in full without reaching its own ceiling. Liability at the reference salary is therefore $1,500 — precisely what the same earnings would attract with no commute at all. What the arrangement alters is the division of revenue between New Albany and Reynoldsburg, not the sum leaving the worker's pay.
- The margin is worth knowing, because it is not large. Reynoldsburg credits tax paid to New Albany only up to a ceiling set as a share of income, and New Albany's levy currently sits below it with $300 of annual room to spare at the reference salary. Were New Albany to raise its rate past that point, the excess would cease to be credited and would fall on the worker rather than on either treasury.
- New Albany records 4 qualifying commuting origins in this dataset, of which Reynoldsburg ranks 3 by worker count at approximately 676. A workplace of this size draws from a small enough set of origins that the comparison is indicative rather than statistical, and the published floor excludes an unknown tail of smaller flows.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$1,346
- Yours$60,246
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax1.79% | $1,346 |
| Yours80.33% | $60,246 |
The arithmetic, step by step
| New Albany takes, on income earned there | $1,200 |
|---|---|
| Reynoldsburg charges residents | $1,500 |
| Less the credit Reynoldsburg gives back | $1,200 |
| Total local tax | $1,500 |
| If you also lived in New Albany | $1,500 |
| Difference | $0 |
On a reference salary of $60,000 a year. Both rates and the credit ceiling are shares of income, so every figure scales with your own pay.
What this page does not cover
- Two guesses about this are wrong, and they miss in opposite directions. The rates are not added together. Nor do you simply pay whichever is higher, which is how it works across the border in Pennsylvania. New Albany taxes what you earn there, Reynoldsburg taxes everything you earn, and then Reynoldsburg decides how much of the first bill to give back.
- One thing to keep in mind. Ohio does not require Reynoldsburg to give any credit at all. That choice sits with the city, and cities revisit it. A vote in Reynoldsburg could change what this commute to New Albany costs you, with no change in the law itself.
- Ohio has a second local tax that is not on this page. Some school districts levy their own income tax. It depends on where you live, not on your job in New Albany, and the credit from Reynoldsburg does not touch it. If your district charges one, add it to everything here.
- Do not read this as your whole tax bill. It is the part that answers to the commute between Reynoldsburg and New Albany. State and federal tax carry on regardless, unchanged by which side of a city line your desk is on.
- Every dollar amount here uses a salary of sixty thousand a year. It is a benchmark, not a guess at what people in Reynoldsburg earn, because nobody publishes average pay for single municipalities. Scale the figures to your own salary. The rates and the credit work the same way at any income, so the New Albany conclusion holds.
- Two misreadings bracket the correct answer and both are common. Ohio does not simply add the two rates together, which would overstate the charge; nor does it apply only the higher of them, which is Pennsylvania's rule and would understate it wherever the credit is partial. New Albany taxes what is earned within its boundaries, Reynoldsburg taxes its residents on everything, and Reynoldsburg then credits some, all or none of what New Albany collected. The credit is the entire mechanism, and it is set by Reynoldsburg rather than by the state.
- The credit rule modeled here is Reynoldsburg's own, adopted by ordinance and amendable by Reynoldsburg alone. Ohio's uniform framework governs definitions, filing and withholding; it does not compel any municipality to credit tax paid to another. A council vote in Reynoldsburg can therefore change every figure on this page without anything altering in New Albany or in state law, which is a materially different exposure from a rate set by statute.
- Ohio school district income tax is a separate levy from municipal income tax and is excluded from these figures. It is imposed by school district of residence rather than by municipality, it is unaffected by employment in New Albany, and no municipal credit applies to it. A resident of Reynoldsburg whose school district levies one owes it in addition to everything shown here, which is why the totals on this page are a municipal position rather than a complete local one.
- Only municipal income tax is modeled. Ohio's state income tax, federal income tax and payroll taxes all apply in addition and are invariant to the boundary between Reynoldsburg and New Albany, which is precisely why they are excluded: isolating the layer that responds to the commute is the point of the comparison. A complete tax position requires adding them; a comparison of the two locations does not.
- Dollar figures are computed against a stated reference salary of sixty thousand rather than a municipal wage average, which no published source provides for Ohio municipalities. Both rates and the credit ceiling are proportional to income, so every figure scales linearly: the Reynoldsburg to New Albany differential doubles at twice the salary and halves at half of it, and the rate relationship holds at every level. The one caveat is that whether the ceiling binds at all is itself scale-invariant here, because it too is expressed as a share of income rather than as a fixed dollar cap.
Questions people ask
Do I pay local tax twice — once where I work and once where I live?
You are taxed by both, then given credit for one. Working in New Albany costs about 2%; living in Reynoldsburg costs about 2.5%, reduced by whatever share of the work tax the home city recognizes.
Does working in a different town cost me anything?
Not a cent on this one. The crossing changes where the money is sent, not how much of it leaves, so your total matches a stay-at-home commute.
Is this commute common enough for the numbers to mean anything?
676 workers make this journey — enough to be published, but not a major corridor. The tax rules do not depend on how many people travel a route, so the figures hold regardless; the count only tells you how typical this pairing is.
How does a resident credit allocate liability between two municipalities?
Both jurisdictions assert a claim: New Albany on the basis of work location at about 2%, Reynoldsburg on residence at about 2.5%. The residence municipality grants a credit for tax paid to the work municipality, commonly capped as a share of income. Net liability is the residence tax less that credit, floored at zero, plus the work tax.
Why is the marginal cost of this crossing zero?
Marginal liability from working outside the residence jurisdiction is zero on this route. The crossing alters the distribution of revenue between jurisdictions but not the employee's total. ⚠️ This is route-specific and does not generalise to other pairs in the same dataset.
What is the measurement basis for a route of this size?
Route volume is 676 workers per Census LODES, above the publication floor but below the dataset's upper quartile. Liability is determined by jurisdictional rates and residence rules alone; commuter volume has no bearing on it and is reported only as context.